NodeWorth01
Start with what you know.
Enter the balance you have today. Add your payday and regular bills. Extra account details can wait.
Personal finance, on your terms
Your money.
A few steps ahead.
Start with the balance you know. Add payday and bills. See where things get tight—and try a different plan before spending.
Download on the App Store Made for your everyday money
- No bank connection
- Works offline
- Every change saved
Less setup. More perspective.
You don’t need every transaction
to make a useful plan.
02
See what’s coming.
Follow the daily movement of your money. Spot a tight day before the bill arrives, and adjust your plan.
03
Try a different future.
A new car? A smaller payment? Create a separate plan, compare the changes, and review a merge into Main plan.
The view ahead
Make room for real life.
See your cash flow. Explore the what-ifs. Keep the story of how your plan got here.
A clearer cash picture
Know which days need attention.
Look beyond the balance today. Project income, spending and cash carried forward, with warnings when a payment account may be short.
Every decision has a history
Change the plan. Keep the past.
Automatic snapshots preserve each change. Compare plans, review a merge, or reuse an earlier plan in a new branch starting today.
Screenshots use fictional data. Forecasts are estimates based on what you enter.
Version control, for your money
One plan. More possibilities.
Inspired by Git, made for everyday decisions. Follow the nodes through your history, explore an alternative, and bring the changes you want back into your main plan.
Keep the main plan. Explore a branch. Review before adopting.
Your plan stays on your device.
No bank login and no NodeWorth account required. You decide when to export or share a copy of your financial plan. Optional Pro subscriptions use the App Store; your financial records are not sent to Apple to purchase Pro.
Financial records stay out of ads.
NodeWorth Free includes banner advertising. Your balances, accounts and transactions are not sent to Google for ad targeting. Ad services can receive device and ad interaction data; privacy choices are available in the app where required.
A simple website, too.
This site includes no analytics, advertising scripts or sign-up forms. Termly manages your consent preferences, and hosting services process basic request information to deliver and protect the website.
A few things you might wonder.
Do I need to connect my bank?
No. NodeWorth starts with balances you enter yourself. Add your income and bills, then update your balances whenever you want to bring the forecast back in line with real life.
Does it work without internet?
Yes. Your financial plan, forecasts and saved history work locally. App Store purchases and restoration, advertising and its privacy controls use a connection. An unavailable store or failed ad never blocks your free planning tools.
What happens when I try another plan?
Your main plan stays separate while you explore an alternative. Compare what changed before merging it. You can also reuse an earlier plan in a new branch starting today, keeping current recorded balances and past days unchanged.
What does Pro include?
Pro adds ad-free planning and CSV forecast reports for spreadsheets. Your local planner, full history, JSON backups and importing, themes and app lock stay free. The app shows the App Store price and billing period before you subscribe.
Does NodeWorth know whether I actually paid a bill?
Only when you record it. A scheduled payment is an expectation, and a balance update is an observation. Forecasts help you plan; they do not confirm that a payment happened.
A calmer way to look ahead
Start where you are.
See where you could go.
Your everyday planner for iOS.